Every time the calendar rolls over to a new year, millions of people make resolutions to change an undesired behavior or accomplish a new goal. Of course, living a more healthy lifestyle is the most popular resolution.
Another popular one is to save more money in the new year and have a financial plan for the future. It can be a big venture to take on, especially if you're new to budgeting. Don't worry, this app can help.
I'm talking about the Simple - Better Banking app.
Simple is online banking with built-in tools to easily budget and save. Set Goals to save automatically, every day.
You can create a Goal for anything, big or small. Every day, your account automatically sets aside what you need to save. Stop, start, or change your mind at any time.
Goals also works as digital envelopes to store money for all your budget categories. Rent, electric bill, groceries are just a few categories you can have money set aside for.
If you're planning a vacation, you can set an amount to save and a date to save it by. Let your Goal turn the hard work of saving into easy, everyday wins.
Your Goal will automatically pull money from your Safe-to-Spend daily funds. You'll have that vacation paid for in no time.
Safe-to-Spend is a more trustworthy version of "available balance." At a glance, you'll know what's left after your Goals, scheduled bill payments, and pending transactions. You'll worry less about obligations and overspending and enjoy your money more.
If you decide to use the Simple app, you will need to apply for an FDIC-insured checking account. Once approved, you will receive a Simple Visa card and your account comes with several benefits:
- No fees are charged for anything
- More than 50,000 free ATMs nationwide
- Photo check deposits
- Free instant transfers
The Simple app is available for free on both Android and iOS. To download the app, click on the appropriate link that we've provided below inside the blue boxes.
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