A good credit score can mean the difference between getting that important loan or finding yourself out of luck.
If you don't know your credit score, you should really look it up.
Credit Karma has you covered. With this app you can access your credit score completely free. There's no credit card required and no penalty for checking often.
In addition to your credit score, Credit Karma tells you how to access your federally mandated, yearly, free credit report, and goes a step further with free credit monitoring through TransUnion (regularly $15 a month).
So, if there's a major change on your credit report, you'll know about it right away. That's a good step to thwart identity thieves.
If you find yourself needing tips on how to improve your credit score, the app offers a credit report card that will compare your credit against the national averages. Plus, it gives advice on ways to boost your score.
One essential step to prevent identity theft
Identity thieves can start charging your credit cards with unauthorized purchases or open new credit lines under your name. Even worse, you may not realize what's happening until the collection agencies start calling. If you suspect your private information has been compromised, you must take this step to stop criminals from running off with your identity. Tap or click to find out what it is.