Almost every year when I start receiving Christmas cards in the mail, I think, oh yeah that's what I forgot to do. I'm not going to let that happen again this year. But the clock is ticking and it's time to get those cards in the mail before it's too late. A great way to save some time is by creating spectacular Christmas cards at home. Be careful though, not all Christmas card makers are completely free to use.
Banks are charging fees on things you wouldn't expect these days. Some charge you a fee if you don't meet a minimum balance requirement. There are also monthly or annual maintenance fees, ATM usage fees, paper statement fees, and on and on and on. That's why it's a good idea to check out some non-traditional banks if you're looking to save money. Did you know there are online banks that offer lower fees and higher interest rates? It's true.
It's that time of year when online retailers and brick-and-mortar stores need to clear their shelves so they can replenish them with the hottest gifts and toys of the Christmas shopping season. All that clearing out can mean only one thing: Bargains!