A first impression is something that you can never take back. You get one chance to put your best foot forward, and that's it. It can be nerve-wracking for some, like in an interview, but it can also be a problem for a future boss or landlord.
You don't really know these people based on a half-hour conversation. So a lot of employers and landlords let a person's records speak for themselves.
What am I talking about? Background checks.
If you're hiring an employee or taking on a tenant, a background check is a must. However, if you are performing a background check as a landlord or employer, you can't use just any service.
The same goes for credit, medical or insurance reasons; you can't use just any service.
Under the Fair Credit Reporting Act, you have to use a Consumer Reporting Agency. A CRA is federally regulated to maintain high standards for privacy protection and dispute resolution.