We're all praying that the economic downturn will correct itself soon. In the meantime, frugality will be the order of the day. Many will curb everyday expenses and forego large purchases.

Notice: We give Web sites a "heads-up" before mentioning them in our Cool Sites of the Day. Still, my newsletters generate so much traffic that Web sites sometimes become unavailable. If you are unable to access today's Cool Site now, please try later. It is a working site.